LightHouse WealthGuide Intro
Wayne W. MacDonald, Certified Financial Planner operating LightHouse WealthGuide with over fifteen years experience in financial planning.
We empower individuals, families and business owners to take control of their financial future through an integrated value based financial planning program.
We passionately believe that our clients have the power to significantly improve their financial well being by organizing their financial affairs in the most efficient manner through the utilization of proven financial planning techniques and by doing so have the power to impact society in a positive way.
We have a unique six-step process where clients first articulate their philosophies and values and then solutions are tailor made to fit individual situations followed by implementation and follow up monitoring.
LightHouse WealthGuide is more than a company. It is a process which is rooted in the value system of the client. It is suitable for those who have achieved a measure of success and want to move to another level or to preserve and protect what they have.
Recent Articles
Debt Reduction as Retirement Savings Strategy
Posted on 01-10-2012Statistics Canada recently reported the ratio of household credit market debt to disposable income reached the highest level since the agency began tracking this figure. In 1990 it was 50%, rose to 110% in 2000 and jumped to 149% in the second quarter of 2011. This can cause some angst for those with children reaching post-secondary school age.
Government Benefits Can Boost Retirement Income
Posted on 01-10-2012In a 2010 report to the Minister of Finance, it was found that approximately 160,000 Canadian seniors were not aware of the full range of benefits they were entitled to in their retirement years. In fact, nearly $1 billion in retirement benefits from the Canada Pension Plan (CPP), Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) have not been paid out to eligible recipients.
TFSAs: Flexible Wealth Building Strategy
Posted on 12-12-2011The Tax-Free Savings Account (TFSA) was introduced in the February 2008 Federal Budget and became available January 1, 2009. It is touted by the Government of Canada as "the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)."
